Financing
Explore Equipment Financing and Leasing Options
Equipment Financing for Your Material Handling Needs
The right equipment keeps your operation productive, and the right financing helps you get it without putting unnecessary pressure on your working capital. MH Equipment offers flexible, customizable financing solutions to help you get what you need—from new equipment purchases and lease programs to major service repairs and fleet overhauls.
For more information about our flexible financing options or help customizing a package for your business, call 888-564-2191 or fill out our safe, secure, and confidential online finance application.
Why Work with MHÂ Equipment
Financing equipment is about more than the monthly payment. From forklift leasing to heavy equipment financing, MH Equipment combines flexible options with local expertise and ongoing support to keep your operation moving.
Equipment Financing Options Built Around Your Business
How you finance equipment depends on how you plan to use it, how long you’ll keep it, and your monthly budget. MH Equipment offers flexible financing and forklift lease options for equipment purchases, leasing, major service repairs, maintenance added to lease billing, and multi-location needs.
Full Payout / $1.00 Option Lease
Finance your equipment over the lease term with the option to own it for $1.00 at the end of the term.
- $1.00 ownership option at the end of the term
- Level monthly payments
- Conserves working capital
- Maintenance may be added to lease billing
Lease with Purchase Option
Choose a lease that gives you the flexibility to either purchase the equipment at the end of the lease for a predetermined amount or return the equipment.
- Optional ownership at lease end for a predetermined amount
- Pay only for equipment use
- Conserves working capital
- Maintenance may be added to lease billing
Fair Market Value Lease
Choose an operating lease in which you can either return the equipment at lease end or purchase the equipment for a fair market value.
- Optional ownership at lease end for fair market value
- Level monthly payments
- Lowest monthly payment
- Conserves working capital
- Maintenance may be added to lease billing
Master Lease for Major Companies
Simplify equipment management across multiple facilities with a centralized agreement that applies over an extended period of time.
- Customized to meet your company’s needs
- Avoids separate lease negotiations for each location
- Simplifies central office accounting through master billing
- Maintenance may be added to lease billing
Find the Right Financing for the Right Equipment
Your financing strategy starts with the equipment itself. Whether you’re exploring forklift financing, heavy equipment financing, or another solution, MH Equipment can help you evaluate your needs and determine a financing approach that supports your operation today without losing sight of where your business is headed.
Explore our new forklifts and material handling equipment or browse our used equipment inventory to find the right equipment for your operation.
More Than Financing
Financing is only one part of keeping your equipment productive. With MH Equipment, you have one partner to help select, finance, and support your equipment with service and maintenance, parts, fleet planning, and more.
Equipment Financing Across the Midwest
MH Equipment provides equipment financing and local support throughout Illinois, Indiana, Iowa, Kentucky, Missouri, Nebraska, Ohio, Pennsylvania, South Dakota, and West Virginia.Â
With more than 30 locations, you can work with a team that understands your equipment needs and is close enough to support your operation.
Apply for Financing
Ready to move forward with your equipment purchase or rental? Complete the form to get started with the financing process, and an MH Equipment specialist will follow up with you.
Frequently Asked Questions
Why should I finance equipment through MH Equipment?
MH Equipment combines flexible financing with local support throughout the life of your equipment. From finding the right equipment to service and maintenance, parts, and fleet management, our team can help keep your operation moving.
For temporary or seasonal needs, we also offer material handling equipment rentals.
What types of equipment can be financed through MH Equipment?
MH Equipment offers financing for new and used forklifts, MEWPs, railcar movers, industrial cleaning equipment, yard trucks, and warehouse automation systems. Our equipment and heavy equipment financing options can support purchases and leases, as well as qualifying major service repairs and fleet planning needs.
What is the difference between equipment financing and leasing?
Financing is often a good fit when your business plans to own the equipment long term. Leasing offers lower monthly commitments and can provide greater flexibility at the end of the term. Depending on your forklift lease structure, you may have the option to purchase the equipment or return it.
Can maintenance be included in lease billing?
Yes. We can bundle maintenance or full-service coverage directly into your lease invoice, helping you establish predictable equipment operating costs.
Is financing available for businesses with multiple locations?
Yes. Our master lease structure allows multi-site businesses to manage nationwide or regional fleets under one standardized agreement, simplifying corporate accounting and administrative overhead.
Does MH Equipment offer forklift leasing?
Yes. MH Equipment offers several forklift leasing structures, including a Full Payout / $1.00 Option Lease, Lease with Purchase Option, and Fair Market Value Lease. The right option depends on your goals for ownership, monthly payments, and long-term equipment use.
Ready to Explore Your Equipment Financing Options?
Get the equipment your business needs with a financing approach built around your operation. Complete our secure application or talk with MH Equipment about your options.

